Zempler Bank - mobile banking 11.5.0

The Zempler Bank app offers a streamlined approach to applying for a business bank account, allowing users to complete the process in just a few minutes. With over 1.6 million users formerly known as Cashplus, Zempler Bank has established a reputation for facilitating efficient money management.

Opening a business account online is straightforward, with no credit or trading history required and no need for branch visits. Key features include:

• Rapid online application with an instant decision
• No credit check necessary for application
• Immediate payment acceptance with your unique account number and sort code

Users can manage their spending effectively through the app, which allows for:

• Account balance checks, spending tracking, and seamless payments
• Setting aside funds using allocated pots
• Management of multiple cards, including foreign currency options
• Requesting a PIN on the go
• Accessing the account via mobile app or desktop
• Responsive UK-based telephone support

Security measures are robust, ensuring the safety of users' funds by providing:

• 24-hour fraud monitoring services
• FSCS protection up to £85,000 for eligible deposits
• Secure authentication using facial recognition and biometric ID
• The ability to block cards through the app or online portal
• Instant notifications for any outgoing transactions

Zempler’s business current accounts cater to small and medium enterprises as well as sole traders. The platform is suitable for various business types, from startups to freelancers and entrepreneurs.

For bookkeeping improvement, users can:

• Download statements directly to their devices
• Utilize categorized transactions for organized spending reports
• Customize expense categories to align with specific business needs
• Add logos to statements for easier transaction identification
• Mark non-allowable expenses and attach receipts with notes for clarity

The provision for additional team cards is beneficial, allowing businesses to:

• Add up to 20 personalized cards bearing the business name
• Implement restrictions on card use, including limitations on gambling and ATM withdrawals
• Order travel cards for spending in USD and Euro currencies

Zempler Bank has supported businesses in their growth endeavors for 14 years, providing a range of lending options tailored to individual circumstances. This includes opportunities for overdrafts and business credit cards.

Zempler cards are issued by Zempler Bank Limited under license from Mastercard International Incorporated. Zempler Bank Ltd is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No. 04947027) and is authorized by the Prudential Regulation Authority. It is regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140.